What is a copay?

Simple. A copay is a flat fee you pay for each visit. It’s set by your insurer and might even appear on your insurance card. (Keep in mind, for most plans, psychiatrists are considered “specialists.”)

Here’s an example: Let’s say your copay is $30 (and that you’ve already met your deductible, if you have one). Each time you visit a specialist, you’ll just pay $30.  

Looking for other common insurance terms? Check out the full article.

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