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by the numbers
979
In-network clinicians
6 days
average to first visit
$29
Average copay
how it works
You're in-network. Here's what next.
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What being in-network means
There are details of your care that can affect your total out-of-pocket cost, including your:
- Copay
- Deductible
- Coinsurance
By law, insurers have to cover mental health in the same way it covers other medical care.
This includes services like:
- Psychiatry visits
- Medication management
- Therapy
Can I get an estimate of my visit cost?
Insurance terms, explained
Health insurance can get confusing. Here’s what some of the most common terms actually mean.
Coinsurance
Is there a cost to my health system?
A percentage of the visit cost you're responsible for after your deductible is met.
Copay
Is there a cost to my health system?
A fixed dollar amount you pay for a visit.
CPT Code
Is there a cost to my health system?
A standardized code for the healthcare services you received, which insurance companies use to process and price your visits.
Deductible
Is there a cost to my health system?
The amount you must pay out-of-pocket before insurance starts covering care.
Explanation of benefits
Is there a cost to my health system?
A document from your insurance company outlining what they paid, what they didn't, and what you might owe.
In-network
Is there a cost to my health system?
A clinician or practice that has a contract with your insurance plan to offer services at a negotiated rate—like Talkiatry.
Out-of-network
Is there a cost to my health system?
Clinicians or practices that don't have a contract with your plan.
Out-of-pocket maximum
Is there a cost to my health system?
The most you'll pay in a year before your insurance covers 100% of covered services, including copays, coinsurance, and your deductible.
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How billing works at Talkiatry
You see your clinician
Have your online appointment with a licensed clinician—no payment required upfront.
We bill your insurance
Your insurance reviews the claim
Your insurer will check your coverage and determine your out-of-pocket cost (if any).
We send you a statement
Once your insurer tells us what you owe, we’ll send you a bill.
What we treat
Support tailored to your needs
ADHD
ADHD
A neurodevelopmental condition that affects attention, impulse control, and organization skills.
Anxiety
Anxiety
Excessive worry, nervousness, or fear that can impact relationships, work, and daily life.
Bipolar disorder
Bipolar disorder
Involves intense mood swings—from depressive lows to manic or hypomanic highs.
Children’s mental health
Children’s mental health
Focuses on mental health challenges in children, teens, and young adults ages 5 to 18.
Depression
OCD
OCD
Intrusive thoughts that cause distress and repetitive behaviors meant to ease discomfort.
Postpartum
Postpartum
Mental health concerns during pregnancy, after birth, or while trying to conceive.
Mood disorders
Mood disorders
Conditions that affect emotional state, including depression, bipolar disorder, and more.
Insomnia
Insomnia
Discover chronic insomnia treatment options. Learn types of insomnia, common signs, what causes insomnia, and how online insomnia treatment works.
PTSD
PTSD
Discover PTSD treatment alternatives and common signs of post-traumatic stress. Learn possible causes and how online PTSD treatment works.
PTSD
PTSD
Discover PTSD treatment alternatives and common signs of post-traumatic stress. Learn possible causes and how online PTSD treatment works.
SUD
SUD
Learn about substance use disorder (SUD), including its symptoms, causes, and effective treatment options. Discover how therapy and online management can help.
FAQs
Can I find an online psychiatrist that takes Aetna through Talkiatry?
Yes, Talkiatry can help you find an online psychiatrist that takes Aetna. Talkiatry is a virtual practice of more than 800 psychiatrists and PMHNPs. Take a short assessment to get matched with Talkiatry clinicians who are in-network with Aetna and can see you online.
Does Aetna cover ADHD testing?
Yes, Aetna covers ADHD evaluations. Psychiatric care at Talkiatry starts with an evaluation, where your clinician will assess your symptoms and determine whether you have ADHD. It may take several visits to receive an official diagnosis.
Talkiatry clinicians can diagnose ADHD and other conditions, but they do not offer neuropsychological testing.
Does Aetna offer mental health coverage?
Aetna plans generally include mental health coverage and benefits, but some plans may use a separate payer network for mental health care. This means Talkiatry could be in-network for your medical plan but out-of-network for mental health visits.
To confirm your mental health coverage, call the mental health or behavioral health number on your insurance card and ask whether Talkiatry is in-network.
Which Aetna plans does Talkiatry accept?
Talkiatry accepts most Aetna HMO, EPO, POS, and PPO plans, plus Medicare Advantage. Talkiatry does not accept Medicaid, including Aetna Better Health.